All about Fast Online Loan

Good Finance is another loan company whose offer we are scanning. What does the process look like, who can apply for a quick loan and will you get the first payday loan in Good Finance for free?  Read more at

At Good Finance, you can apply from any device with Internet access. All you need is your ID card, permanent source of income, your own bank account, telephone number, and email address. You should be between 19 and 73 years old.

Good Finance – the first loan for free, APR 0.00%


If you haven’t used Good Finance services so far, I have good news for you. You can borrow up to USD 3,000 for 30 days for free. In the promotional offer, the cost of the loan is USD 0 and the APRC is 0%.

This means that you give back exactly as much as you borrowed and not a zloty more. You do not pay interest, commissions or any other costs. It’s really a Good Finance!

Good Finance – payday loans for regular customers


If you have already borrowed and pay back the loan on time, you can take advantage of the next offer within the loyalty program created at Good Finance. Each subsequent payment of payday loans is an additional discount for you. You can save up to 25% of the cost by logging into the site.

Good Finance – log in and registration

To take a loan at Good Finance:


Log in to the system – enter your PESEL number and temporary password;

Change the temporary password to your own;

Select the amount and repayment period of the online loan;

Confirm your chosen loan option.

If you want to take a loan at Good Finance, register your customer account first. How to do it? Go to the lender’s website, then select the loan amount, repayment period and fill out the registration form, then use express bank verification via the Kontomatik service.

If you choose this solution, you will not have to make a verification transfer (USD 0.01). After registration, collect the temporary password (it will come in an SMS) and enter it on the website together with your PESEL number.

Refinancing Good Finances


Everyone may experience temporary liquidity problems. Before the debt collection calls you, take advantage of the loan refinancing option.

How can you do that All you have to do is log in to your Good Finance account, confirm your willingness to extend the repayment and make the transfer for the amount indicated?

Thanks to this, you will be able to postpone the repayment date of the loan by another period in order to have more time for its full repayment.

Good Finance – for whom payday loans online?

You will receive a loan – online payday loan if:

• you are between 19 and 73 years old,

• you are a Polish citizen,

• you are currently employed ,

• you have not been entered in any register of debtors .

You can get money in a few minutes from the moment of issuing a credit decision if you have a personal account in Good Finance. Otherwise, the payout time may be longer, but it will not last longer than 24 hours from the time the positive loan decision is issued.


You have the right to withdraw from the contract within 14 days of its conclusion. If you want to withdraw from the contract, you must send the correct statement to the lender’s address.

Good Finance – reviews

Good Finance has good opinions among borrowers. They rate best a simple and intuitive website, interesting promotions, quick loan decision and options with refinancing loans.


How to get consumer loan?



There are some methods that are followed when calculating consumer loan. Consumer loan purchases were initially subject to very harsh conditions. However, the competitive environment between banks paved the way for loans. Now, general purpose loans can be given much more easily. Of course, the way to get appropriate interest and acceptance when you get a general purpose loan is to have a high credit rating.

Consumer loans fall within the scope of consumer loans and consumer loans of banks. Within this loan; You can meet your needs such as marriage, holiday, buying things. Now, the scope of general purpose loans has been expanded and the opportunity to extend loans to different branches has been opened.

What is Consumer Loan?

What is Consumer Loan?

Before mentioning the most suitable interest-free loan calculation tools, it should be mentioned what the general purpose loan is. Necessary loans include consumer loans and consumer loans from the loan types given by banks. Under this loan, customers are provided with cash support to meet almost any needs. Necessary loans are given with a lower limit than other loans. Some banks have broadened the concept of general purpose loans and offer loans with very low limits. Telephone and electronic goods loans are the most typical example of this.

Income Required to Use Consumer Loans

Income Required to Use Consumer Loans

Credit calculation is not calculated as in mortgage loans. Generally, each loan type has its own calculation method. While more detailed information and conditions are requested from the customer in loans such as housing and vehicles, you will see that this situation is slightly lessened in general purpose loans. In any case, the income that you will show before taking a loan from banks should be a recordable income.

You also need to have an income that matches the amount of credit you want to withdraw. Otherwise, it will be understood by you and the bank that you cannot pay this loan. While the banks give importance to the payment plan, the customer should also give importance. Generally, it is required to have at least twice the monthly installment rate of the loan to be withdrawn.

Documents Required to Use Consumer Loans

Documents Required to Use Consumer Loans

People who are curious about topics such as housing loan calculation tool are people who want to use housing loans. However, general purpose loans are arranged in different ways than these calculations and documents. People who want to use general loan must apply with some documents. These documents may vary depending on the person’s status and profession. However, the required documents are listed as follows:

  1. Payroll
  2. Certificate of residence
  3. Title copy
  4. breakdown
  5. Circular circular workplace signature
  6. Vehicle license or invoice

These documents are sometimes requested with deficiencies and sometimes with excesses.


Loans to housewives – how to get it



Banks’ rating credits and income documents are among the main points that banks give when they evaluate their applications. It is found in some banks that do not worry about these two factors, especially, which reduces the possibility of loans to housewives not working. These institutions offer the opportunity to take loans to housewives who do not work.

Housewives Loan Application

Housewives Loan Application

Bank offers everyone a loan opportunity without worrying about its credit rating. Applications can only be made online, but anyone over the age of 18 who has no risk or intelligence can apply. Within the scope, you can make your loan applications between 2,000 dollars and 60,000 dollars. In addition, the lowest maturity in this loan is 3 months and the highest in 60 months. With interest rates ranging from 2.59% to 2.79%.

You can easily make your application by following the steps shown on the website. After completing your application, the approval process of the loan takes only 3 minutes. If your loan is approved, the bank will call you and send it to the courier to sign the necessary documents.

Can Housewives Get Credits?

Can Housewives Get Credits?

While the housewives take credit from the bank, the first point that the banks look at is the person’s credit score. Credit score is a financial assessment calculated by the Credit Registration Bureau, taking into account the conditions such as the individual loan and credit note payment scheme, how many loans they have, how many loans they have applied, the current debt situation. This score is seen by all banks and banks evaluate people according to this score. If your credit score is low, you need to increase it.

There is an income certificate among the documents requested by banks when taking loans. However, while housewives request loans, if they do not have income documents, they can withdraw loans by showing guarantee or guarantee. If the person you show as a guarantor has a high credit rating and is a civil servant, that is, having a regular income will increase your chances of withdrawing. What are you waiting for? Take out one of this loan


Public Loan – Eligible Interest Rates



When it comes to public credit, things like not only public employees are loaned or loaned to the public, but it doesn’t make much sense. Banks prepare their private loan offers privately. In general, public employees do not have much trouble in using loans. Of course, high salary and state security is a big factor in this.

Public Credit Opportunities

Public Credit Opportunities

Each bank offers loan opportunities to public employees through various campaigns. Now let’s come on how they have opportunities, what kind of interests do banks have from this job…

Of course, it is a great pleasure for the bank if the banks have the biggest interest, a new customer, or if we have a citizen who has an old debt with a loan opportunity, to reset his debt and get the money back from the bank with interest.

Whether you are a noncommissioned officer, an officer or a regular soldier, you must meet the criteria and conditions required by banks for loan application. So what are these conditions?

Although you have a steady income, you also have a bank swap situation, or if you have been followed by banks and have been enforced, your loan application is very likely to be disapproved.

One of the highest reasons for the approval of public loans is that the applicant’s public employee has a high credit rating.

Public Loan Application Requirements

  • The first condition to apply for a loan is to be at least 18 years old.
  • Identity card with a identity number or a substitute document
  • Certificate of income; Public Employee: Public current employment document, income document

Public employees can use general purpose loans for whatever needs

Public employees can use general purpose loans for whatever needs

You can use it for all your needs, from marriage to electronic goods, from household goods to holidays, from white goods to the education of your children.

  • Anyone over the age of 18 who has no risk and intelligence and documents his income can benefit from this loan.
  • The installment of the loan should not exceed 50% of the monthly average income of the household (total income of the person and his wife).
  • Credit Life Insurance is taken out.
  • Mortgage / housing mortgage can be taken as collateral for highly consistent general purpose loans (for example, Mortgage Loan).

Although public employees receive high salaries and government guarantees, the rules and conditions of banks are fixed and do not make personal privileges.

Banks are commercial institutions and they never want to give credit without making a profit. When public employees apply for loans, their credit scores are checked and public employees who do not have high credit scores have difficulty approving loans.

In fact, all banks want to give loans to public employees. However, the right application positively affects the interest rates of the public loan and accelerates the loan approval process.

As a credit consulting firm, our customer representatives are ready to make the most accurate application with the most special loan interest opportunities for public employees.


Lightning Loan for Pensioners offered in magazines and on the Internet

A lightning credit for retirees can be very easy and also very difficult to find. The retiree life according to the agenda has little to do with the promised retirement and “Blums safe pension”. The contribution deals with the challenges and how they can be mastered.

Lightning loan for retirees – what is a lightning or urgent loan?

Lightning loan for retirees - what is a lightning or urgent loan?

The flash credit for pensioners is offered in magazines and on the Internet. Direct banks and credit intermediaries are behind the offers. The lightning credit usually means small loans that are approved in the simplified processing procedure. In this case, the perfect Credit bureau and the income are checked. In the case of the pensioner, the age test is added. Just as with the house bank, most direct providers only offer one loan for young pensioners.

A flash credit is processed preferentially by its provider. Behind the loan request are people who are in a hurry to pay off the loan. An unexpected invoice or urgently needed new purchase is the trigger. Lightning credits with lightning transfer are optionally available. Depending on the provider, around 10, – USD additional costs have to be paid for this. Using the option doesn’t always pay off.

This only speeds up the crediting of the recipient account. If you have your checking account with the Sparkasse, you can usually do without it. Savings banks book on their own very quickly. Various large commercial banks work with the money for as long as possible and make full use of the legal scope.

Preconditions for urgent loans with pensioners

Preconditions for urgent loans with pensioners

The flash credit for pensioners is not always eligible. Even with a clean Credit bureau and a successful age check, problems can arise. The background is the lowering of the pension level. In the past, the pension for many who worked all their lives was significantly above the garnishment limit. Problems with interrupted professional biographies mostly affected only one spouse. The other was fully creditworthy.

Decisive due to the agenda policy that Germany gave Social Welfare, the net pensions were also significantly reduced at the same time. In the past, a pension was tax-free and neither long-term care insurance nor other social security contributions were due. In addition to the additional taxes due, the pension increases were not even an inflation adjustment.

In 2013, pensioners in West Germany will be annoyed by a generous 0.25 percent pension increase. The average pensioner already receives a pension that cannot be attached. This income is not sufficient for ordinary lending.

Solve credit and age problems

Solve credit and age problems

With a high pension and old age, the creditworthiness of the Capital Lender for pensioners can be established through a special offer. In the case of a special “pensioner loan”, the age test can be dispensed with. However, additional costs can be expected from the residual debt insurance.

The most common problem, the low pension level, is more difficult to balance. It would be possible to offer real assets as security. However, a guarantee from the children or grandchildren would be significantly less complicated.


Where to take out a loan despite Credit Bureau with immediate approval?

A loan in spite of Credit bureau, equipped with an instant commitment, is a dubious loan offer as a foreign loan. The article summarizes the risks of an online customer and the significance of the credit check without Credit bureau.

Credit despite Credit bureau with immediate approval – the procedure

Credit despite Credit bureau with immediate approval - the procedure

A loan from Credit bureau with an instant commitment from abroad sounds at first glance like the recipe for success of an online instant loan. The online loan offer would be an important facet poorer if the instant check were not there. Modern customers do not want to do without the convenience and informative value of the online credit check.

The search for the cheapest loan offer is done by a credit comparison calculator. An interesting loan offer is selected and the mouse clicks on the server of the loan provider. The credit institution checks the credit for its eligibility and issues an immediate approval or loan refusal.

Nobody has to be afraid of revealing sensitive financial data. The credit provider is obliged to maintain confidentiality; customer data may only be used internally and not passed on. The result of the credit check is reliable. It was created by the program that continues to do the simplified credit check later. Only input errors and the Credit bureau can still thwart the credit bill.

At first glance, despite Credit bureau and immediate approval from home and abroad, a loan hardly differs from this proven concept. The offer is advertised by a credit agency. This is not unusual, since special banks often do not advertise their loan offers.

They prefer to “deliver” to credit customers. Nevertheless, they also offer the direct application option. An example of debt restructuring despite Credit bureau is that of Spin Bank. Without Credit bureau from abroad, it would be Demo Lender Bank from Liechtenstein. However, the providers do not offer the service of an immediate inspection.

The first noticeable difference can be noticed when applying online. The prospect is not forwarded to the credit provider’s server for processing. The examination program can only be used as “personal” services of a credit broker.

Internet data security

Internet data security

The credit check does not take place as with a normal online loan with immediate approval via the “decision-maker” database. The preliminary credit check is “only” carried out by a “supplier”. Of course, it is not privy to all of the key bank’s trade secrets. It cannot be either, because the credit check is part of the individual business concept of every credit institution. Only the rough key data will be published.

How meaningful such a credit check really is is more or less left to chance. The loan approval, which is part of the research for this post, looks deep. Only a loan without Credit bureau was explicitly requested, which had to be confirmed. The loan approval “without” Credit bureau query contained the following wording. Quote: “… subject to positive Credit bureau information …”. The doubts about a real credit pre-check with the “loan despite Credit bureau with immediate approval” are therefore not entirely unfounded.

The protection of personal data is a valuable asset. Even if nobody can completely protect themselves from “Big Brother”, great care should still be taken. The data of people who have a bad Credit bureau are particularly interesting. A credit broker never grants the loan himself. The consent to the transfer of data is essential for his ability to work.

With this approval, the door is opened to retailers with highly sensitive personal financial data. To take the view that “my credit rating is ruined anyway” is very blue-eyed. If the information is sold to a scoring provider, completely unnecessary problems are guaranteed. Thanks to the legally acquired information, he now knows every financial detail very precisely. Instead of a convenient purchase on account, as before, you can suddenly only order online in advance.



There are, of course, reputable credit brokerage companies that, despite Credit bureau, process a loan seriously with immediate approval from home and abroad. Data can also be misused if the application is made in writing. It is all the more important to not only rely on the first impression of a beautiful website.

If you want to realize your credit opportunities through an intermediary, you should still not make yourself too comfortable. A Google search can usually be used to determine whether a credit broker is working properly. Borrowers exchange ideas in various forums. If it is certain that you will not fall for a data dealer, a loan despite Credit bureau with an instant approval is a convenient thing.

Nevertheless, the informative value of a preliminary credit check must not be overestimated “without Credit bureau” or “despite Credit bureau”.


Credit Interests – Rates in Loans


Credit Interest Rates, Banks set different terms and interest rates for each loan. There are different types of loans to take out loans, and first of all we have to choose the type of loan that suits us.

Loan types

Loan types

Let’s talk a little bit about these loan types;

  • Personal credit
  • Commercial Loans
  • Personal finance credit
  • Vehicle Loan
  • Housing Loan

There are many types of credit available. If you wish, let’s examine these loan types a bit;

Individual Requirements Loans; Consumer loans are generally the types of loans that people use in their financial problems and interest rates vary according to bank and bank and maturity option. According to the initiative of the bank, you can take general purpose loans with a loan amount between 1,500 USD and 50,000 USD and maturity options from 12 months to 60 months.

Commercial Needs Loans; Commercial loans are made within the company needs of SMEs and commercial customers and can be withdrawn up to USD 250,000.

Did you know that Credit Interest Rates can vary depending on the loan amount and maturity options?

Determine Your Loan Type and Maturity

Determine Your Loan Type and Maturity

Considering the Loan Interest Rates, when we decide to take out a loan, if we do not apply our loan correctly, our loan will be unlikely to be approved. Therefore, we serve you with the idea that the right application saves lives and we always improve ourselves for you by our customer representatives.

How should we apply for our loan?

How should we apply for our loan?

While making a loan application, one of the misconceptions is to apply to each bank individually. If you knew that the banks saw all the applications you made over bddk, would you make applications from all banks one by one, and would you make this mistake considering that your chance decreased a little more each time you get a rejection answer?

As a credit consulting firm, we set our principle and goal to always be solution oriented. Our customers can view the loan amount and maturity rates that they can get with a single application, and they can easily choose their most suitable bank to handle their business easily.

If our loan application is not approved, the reason may be one of them?

  1. We may have been blacklisted by the banks.
  2. Banks may not give us credit because our credit rating is too low
  3. If we do not have a regular income, our loan may not be approved for this reason.
  4. If we are going to take a high amount of credit, we may not have a guarantee to show it to the bank.

You have not worked with any bank to date, you don’t even have a credit card. If we think that the banks will give us cards and give them credit, we will be wrong. Because banks want to know the income and expenditures of the citizens they want to work with. Even if you don’t use a credit card, you cannot view your spending and payment. He can not be sure that he does not know and your credit score will be low. But there is of course a way to upgrade your credit rating.

When you use regular credit card, automatic payment orders, time deposit account, and overdraft account, your credit score will start rising fast.


Is there a Loan to Housewives?


The subject of Loan to housewives is not very well received by many banks. However, housewives may need loans as much as employees. The need for cash can be required for every profession today. Housewives without any social security also need cash.

Is Loan Granted To Housewives?

Is Loan Granted To Housewives?

The fastest loan is everyone’s will. However, while taking credit, it is necessary to pay attention to more important things than speed. All banks have their own credit assessment procedure. It is always possible to see examples of this in your environment. For example, you can see that someone who cannot get a loan from many banks has reached the desired loan by applying for a loan from a bank. The most important point here is to apply for a loan correctly.

There are some pre-conditions required by banks for housewives to get credit. What are these prerequisites?

  • You should not be in any legal or administrative proceedings before or now
  • You must have an income where you can pay loan installments
  • The loan installments you have to pay must be less than 50% of your monthly income.

Housewives without any social security can use loans if they meet the conditions mentioned above in detail. Although it seems that housewives cannot use loans, many banks lend to housewives.

Of course, in some exceptional cases that do not meet the above conditions, loans are provided to housewives. For example, you can apply for a loan by making a mortgage on an immovable property or a vehicle registered on you.

What Happens if Unemployed Women Cannot Pay Credit Installments?

What Happens if Unemployed Women Cannot Pay Credit Installments?

There are some procedures applied by banks when loan installments are not paid. These conditions are also valid for housewives. In other words, it does not matter whether the person who does not pay the installment is an employee or a housewife.

Generally, the banks will notify you by e-mail or other communication in the first month of disrupting your debt. If you do not pay 2 consecutive installments, the bank gives you a 30-day period. In this process, he will ask you to pay all the debt with his legal interest. Banks can even enforce proceedings if they wish in such cases. For this reason, it is necessary to deposit the installments on time in order not to adversely affect the loan applications you will withdraw in the future, and to avoid situations such as foreclosures etc.


Credit to a person with bad credit record


Banks that lend credit to a bad credit register provide debt settlement or debt restructuring services for all their customers. Persons whose credit ratings are below the normal level cannot be expected to benefit from these loans. However, they can request loans from some banks if they fulfill the guarantor or mortgage conditions. You will still need to have a certain credit rating to take advantage of these services of banks that lend money to the bank with a bad track record. Many banks within legal proceedings or track record of providing services in the countryif they provide to people with bad credit can provide the appropriate conditions.

What should be the credit score of the ones with bad records in order to get credit?

What should be the credit score of the ones with bad records in order to get credit?

Credit rating is the most important factor to attract credit. If you do not have enough credit ratings, it is not possible to withdraw credit from any bank. To say that the bank has a bad track record or is on the black list is directly related to the low credit rating. Anyone who does not pay the old loan debts, borrow constantly and does not pay the loans from the banks on time will decrease. And soon you will be on the black list. In order to take credit easily from banks;

  • 1700 – 1900 – very good
  • 1500 – 1699 – good
  • 1100 – 1499 – intermediate
  • 700 – 1099 – medium risk group
  • 1 – 699 – risk group

It is almost impossible for people with a credit rating below 1000 points to take out a loan. Having a low credit rating will result in almost twice the length of the loan process. It is a little difficult for us to say that credit is given to someone who has a bad track record.

How To Get A Credit To A Blacklist And A Bad Registry?

How To Get A Credit To A Blacklist And A Bad Registry?

Credit is issued to those with bad records, and banks must first accept the heavy conditions. Even though many banks give loans easily and comfortably, it gives difficult loans especially to people with bad records or low credit ratings. In order for a person with a low credit rating and a poor bank record to take out a loan;

  • Guarantor (among normal persons with a credit rating)
  • Mortgage (house, land, car, etc.)
  • Additional guarantees and
  • Document showing income status

These are the conditions offered by banks for people with bad records to take credit. Fulfilling these conditions may be risky for you if you do not trust your income situation. Even if you prefer banks that give credit without looking at the registry, it is almost impossible for those who have bad records to give credit to those with bad records other than these methods.

Which Documents Are Required When Taking Credits From Those Who Have Bad Records?

Which Documents Are Required When Taking Credits From Those Who Have Bad Records?

Documents requested from those with bad records differ according to banks’ service policies. In order for a person with a bad record to take out a loan, he must first meet all the conditions of the bank. Documents to be requested when a person with a low credit rating applies for a loan;

  • Document showing income status (payslip, tax certificate, etc.)
  • Guarantor / mortgage / guarantee etc. instruments
  • Birth certificate
  • Application form
  • Other documents

It has been determined. Apart from these documents, the bank may request different documents from you. There are also many banks that offer debt restructuring credits or debt closing loans for people with low credit ratings and bad records.

They are the banks that are preferred by people who want to close their credit debt and those with low credit ratings. All banks that give loans without looking at the registry may request different guarantees for these services. At the same time, you can transfer your debts to different banks to create credit payment facilities.